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Find low rates in your state Quotes form top companies within minutes 100% free, safe, and secureThough car insurance for learner drivers can be purchased for short and flexible periods, it is usually a cheaper option for a family with a student driver to simply add them as a driver on the policy that currently covers the car. However, if the student driver is learning on a car which is titled in his or her name then a separate policy is necessary.
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Provisional driver insurance covers the driver as they transition through the various steps that are required by a new driver by many states. However, consider the following as a guide to learner driver insurance
Make sure to add the new driver on your policy requires notification to the insurance company. It can add a significant amount to your insurance premium but is likely your cheapest option
Read your policy and contact your agent to make sure you understand how your insurance company covers your car insurance for learner drivers
To lower the cost of learner driver’s insurance check for all discounts available to student drivers
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Some of the ways that you can save on you car insurance when you have a student driver are fairly obvious but others that might help may not.
A driving record free of violations and accidents for all drivers of the vehicles.
If you have multiple adding the student as a driver on just one car, separate coverage is more expensive.
If your vehicle is kept on the street, garaging it may reduce the cost.
If possible increase the amount of your deductible.
Restrict driving mileage on the student used vehicle where that is possible or reduce use.
Consider black box insurance
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